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Yyyyyy x. yyyyyy

2628 Terrace Dr. | McKinney, TX 7507xxx-xxx-xxxx |



Capable, reliable and independent Management Professional with 15 years of diverse background experience focused on the mortgage, banking and sales sectors. Adept in processing as much as $10K in premiums over the course of as little as two months. Well-versed in skillfully negotiating deals in order to close short sales transactions on optimal terms. Expert in various financing types including FNMA, FHA, HAFA, Government and Subprime Loans. Thrive in fast-paced, deadline-driven settings that call for a flexible demeanor. Seeking an opportunity in a Finance or Business Analyst, Financial Advisor, Mortgage Lender, Loan Officer or Account Executive role that will call on existing skills and allow for contribution to an innovative firm.


Core Skills


Sales Achiever | Goal Setting | Loan Processes | Opening & Closing | Motivational Leadership | Financial Analysis

Refinance Processes | Growth Evaluations | Decision Making | Fast Learner | Adaptability |Trustworthiness

Policy Development | Relationship Building | Communication | Time Management | Multitasking | Organization

Strategic Planning | Presentation Skills | Microsoft Office (Outlook, Excel, Word)


Professional Synopsis



District Leader, Licensed Life Insurance Agent (2017-Present)

         Operate in an outside selling, commission-based capacity which involves self-initiation of leads, discovering optimal sources to find new clients, as well as contacting friends and family to solicit new clientele

         Facilitate a 45-to-60-minute presentation in order to build a sense of rapport with prospects, while also trying to cross-sell and close sales

         Recruit new leads in an effort to continually meet or surpass predetermined monthly quotas

         Tend to client feedback through the delivery of comprehensive financial needs analyses

         Serve as the top producer in terms of premium, face amount and recruiting

         Named as the MVP within the district for the last two months, as well as the top producer for assigned level with the highest premium volume and policy amounts

         Earned five awards and honors thus far and counting

         Obtained Life Insurance License in August of 2017 and earned promotion from Senior Representative to District Leader in under two months



Team Leader, Bankruptcy Document Execution Specialist (2015-2017)

         Partnered with Bankruptcy legal counsel/Attorney and Trustees to develop and assess Production Team reports that are sent to the Vice President of the department for review

         Authorized to sign legal court documents e.g. Proof of Claim for court filing prior to the deadline

         Redacted, edited and calculated loan agreements to ensure accuracy in a timely manner

         Stayed on until position was eliminated due to a layoff of approximately 70 people


Senior Short Sale Negotiator/Closer (2011-2015)

         Led inbound and outbound calling and equator messaging efforts

         Used the aforementioned techniques to communicate program requirements, document status and escalate requests as needed

         Efficaciously communicated with sales and escrow partners with the expectation of funding within 24 hours

         Recognized as the Top Producer for 2011 and 2012



Senior Short Sales Negotiator/Assistant Manager (2008-2011)

         Endorsed loan approvals and denials based on the reviews of customer loans; cooperated with investors and mortgage insurance companies to do so

            Yyyyyy x. yyyyyy


Senior Short Sales Negotiator/Assistant Manager (Continued)

         Played a core role in coaching, training and supervising a driven six-person team of professionals

         Drove positive results that were implemented using strategic planning efforts and adherence to predetermined deadlines

         Led inbound and outbound calling and equator messaging to communicate program requirements, document product launches and handle escalated requests as they occurred


Refinance Loan Officer (2002-2008)

         Gained certification to originate and process loans in all 50 states

         Commenced the sales process by prospecting, scheduling appointments, making preliminary presentations, maintaining business needs and closing sales with each client using positive, trust-based rapport

         Originated, assessed, processed, closed and administered customer loan proposals

         Adhered stringently to regulatory requirements, including the Bank Secrecy Act, Anti-Money Laundering (AML) guidelines, the Privacy Act and the Community Reinvestment Act

         Garnered ranking in the top third within the department s largest sales division



Education & Professional Development


Course, Texas Life Insurance Licensure, Primerica University (2017)

Course, Introduction of Project Management, Chase University (2015)

Bachelor of Science, Corporate Finance, Arkansas State University (Track and Field Conference Champion)

Course, Real Estate Concepts, Countrywide University


Community Involvement


Walker/Participant, American Heart Association s Heart Walk

Volunteer, Habitat for Humanity

Volunteer, JPMorgan Chase Annual Parades

Also serve as an active volunteer for local church


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