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Yyyyyy x. yyyyyy

0000 xxxxxx xxxx , xxxx , xxxxx 00000 xxx-xxx-xxxx ~


Professional Banking/Mortgage Industry Underwriter, seeking to utilize in-depth, relevant experience and background in a challenging assignment as an Underwriter or Senior Mortgage Processor


Profile of Qualifications


  Bachelor of Science in Business Administration, Dean s List membership for exceptional performance; continued professional development through studies at the Southeastern Trust School at Campbell University

  In-depth banking and Mortgage Underwriting experience; consistently top performer and promotion to Senior Underwriter; regularly delivered outstanding production at highest quality level and was ranked in organizational Top 5%

  Expertise in loan origination and processing with skills in manual production as well as use of Automatic Underwriting System (AUS); strengths in asset and income analysis

  Highly knowledgeable and experienced in mortgage loan origination, financing/refinancing options, rate lock and sales of products and services

  Continually assured delivery of crucial client support, with a focus on meeting customer needs and achieving total customer satisfaction with organizational products and service delivery

  Outstanding capabilities in interpersonal relationship building and particular strengths in verbal as well as written communication


Professional Synopsis


Senior Underwriter, Accenture Credit Services, Charlotte, NC 2010 2017

       Promoted to senior-level status in acknowledgement of skills and expertise as a top performer for organization. Recorded production at Top 5% in company while assuring maintenance of company s highest quality standards.

       Expertly provided income analysis, with focus on self-employment as well as Corporate and Partnership Returns while delivering exceptional business and other asset analysis and assessment. Held Conventional Underwriting authority of up to $1M.


Originator, GMAC Mortgage, Charlotte, NC 2008

       Effectively assisted borrowers with accurately completing mortgage loan applications for new purchase or loan refinancing; as interest rate lock expert, provided critical consultative advisement concerning available options as well as offering information on refinancing utilizing FHA products and services.

       Acquired documentation necessary for processing mortgage applications and assured continual communication on a weekly basis concerning loan status.


Sales Consultant, Pulte Home Sales, Charlotte, NC 2007

       Expertly originated purchase money loans for Pulte Builder and utilized sales and financing concessions expertise to maximize contractual agreements.

       Employed in-depth training and product knowledge to develop bridge loans when needed to support interim financing and regularly utilized expertise in rate lock activities; continually met highly aggressive timeframes to ensure successful outcomes.


Mortgage Originator, Greenpoint Mortgage, Charlotte, NC 2004 2007

       Successfully originated purchase and refinance mortgage loans that included Piggyback as well as stand-alone Home Equity products; demonstrated advanced knowledge in Alt A Products and gained recognition from company as top performer as well as being an expert in locking in rates.


Education / Professional Development


Bachelor of Science, Business Administration, Longwood College, Farmville, VA

Dean s List Member

Senior Internship, Central Fidelity Bank (Wells Fargo); Branch Banking Training


Southeastern Trust School, Campbell University, Buies Creek, NC

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