Yyyyyy x. yyyyyy

Focused, capable and dynamic professional with 17 years of progressive experience in the commercial and residential settlement field. Integral in the start-up of three successful title companies currently grossing millions of dollars in revenue. Handled high-caliber residential and commercial clients, nationwide banks and real estate corporation clients with the utmost in professionalism. Results-driven with a keen ability to adhere to deadlines on-time using a diligent work ethic. Adept in conducting extensive analyses to examine issues, solve concerns and deliver first-class client service. Comprehend big picture concepts to develop strategies and efforts to drive bottom-line results. Proven success in driving strategic plans, establishing policies, leading operations and developing processes to align with corporate objectives. Seeking a Commercial Analyst or similar supervisory role in the Washington, DC metro to complement imminent relocation.

Account Reconciliation | Audit Preparation | Commercial & Residential Settlement (Escrow) | Commercial Loan Products | Communication

Credit Evaluations | Critical Thinking | Customer Relationship Management | Default Management | Document Storage/Retention

Financial Analysis | Leadership | Loan Underwriting & Closing | Operations Management | Policies & Procedures | Problem Solving

Process Improvement | Project Management | Property Management | Quality Assurance | Real Estate Settlements

Regulatory Compliance | Resource Allocation | Start-up Management Operations | State & Federal Banking Compliance

Strategic Planning & Analysis | Title Insurance | Training & Development | Workflow Models

MS Office | SoftPro | Teamwork | Landtech| TurboTax | Total Bank Technologies | Goldleaf System

LaserPro | Symitar | TCI Decision Lender | Buker s Tax & Financial Statement Analysis

Commercial Services Analyst (2011 Present)

  Assess, monitor and maintain a Commercial Loan Portfolio; includes leading yearly inspections for all collateral properties

  Also conduct annual and semi-annual environmental inspection on all prospective properties

  Work in conjunction with the Senior Loan Development Officer to establish new electronic account folders for all prospective loans; also transfer related financial documents via a secure site

  Author tracking and activity reports, as well as work-out plans for commercial loans in financial hardship in an effort to minimize losses and boost levels of Credit Union recovery

  Uphold communication with Financial Underwriters and provide them with the data needed to underwrite new deals

  Request and receive annual financial documents from commercial members; log them into the Tracking Report and follow-up on outstanding documents as needed

  Field phone calls and emails from potential and current commercial members to reply to inquiries concerning loans and assist with concerns as they arise

  Maintain a Commercial Monthly Summary of all account changes for submission during Monthly Board Meetings

Indirect Lending Funder (2009 2011)

  Received, tracked, audited, created and dispensed indirect consumer loans

  Noted inaccuracies and communicated them to the appropriate parties; collecting related paperwork to ensure timely loan funding

  Relocated to Denver, CO and worked in numerous temporary capacities at credit unions and banks from 2007 2009

Real Estate Settlement Officer/Mortgage Bank Liaison

  Completed HUD I for all commercial and residential refinance and purchase transactions in liaison with a supervised staff of four

  Settled finances with Mortgage Representatives, clients and Real Estate Agents on behalf of Attorneys

  Effectively completed 1.5K settlements that grossed millions of dollars, including multifaceted, multi-million dollar commercial deals

  Designed all phases of real estate settlement processes including pre- and post-closing, as well as file closeout

  Analyzed Title Search and Survey to prepare banks Title Insurance Binders; included property descriptions, encumbrances, liens, rights of way and easements.

  Underwrote loans in partnership with banks, as well as during the release of loan packages with closing instructions

  Complied with bank and mortgage companies Loan Closing Instructions including Deed of Trust, Note and Truth in Lending

  Replied twice each year to Title Insurers audits, resulting in 100% compliance

  Led pre-closing for all purchase transactions; also conducted Real Estate Settlement for Purchase and Refinance Transactions

Yyyyyy x. yyyyyy

Continued

Vice President, Financial Real Estate Transactions

  Worked in partnership with an Attorney to start the business, with the duo being the company s sole employees

  Fielded all elements of the settlement business from pre- and post-closing to settlement

  Developed all new business systems including training and supervisory best practices for a growing staff.

  Grew the company to include a staff of seven and moved the office location to a more prominent downtown location

  Prepared HUD I Form for all transactions including proration for tax and utilities, loan fees, pre-paid interest, escrows, title company charges, along with both state and local government transfer fees

  Disbursed funds for lender, vendors, government, Real Estate Agent commissions and seller proceeds

  Processed 12.5K residential real estate settlements and refinances which yielded more than $10M in revenue

Senior Real Estate Paralegal/Processor

  Coordinated with one Attorney to launch the real estate division of a law firm

  Built an individual and institutional client base together; increased net income by 33% resulting in the Attorney s appointment to be a firm partner

  Instructed, trained and directed personnel throughout all settlement process elements

  Also led Real Estate Settlement for Purchase and Refinance Transactions

Operations Manager/Financial Analyst

  Drove operations for four support departments, including a team of 27 across the Customer Service, Record Retention, Quality Assurance and Savings Services & Support departments

  Acted as Chairman of the WSB Office Relocation for the Savings Department; fueled a smooth transition of 75 employees and developed electrical schemes, including computer hookups, floor design and troubleshooting efforts

  Implemented a new retention system for bank records and corporate forms

  Led Teller Training to instruct new hires on U.S. Savings Bonds and Bond Coupons

  Utilized the Expedited Funds Availability Act of 1988, a new federal banking guideline that guided process requirements for check handling and clearing

Also engaged in Individual Income Tax Preparation Federal and Maryland State from 1990 1992

Bachelor of Science, Business and Finance, Mt. St. Mary s University

Title Insurance License, Washington, DC, MD, VA, DE, FL

Notary Public, State of CO (current) and Maryland (former)

Certification, Real Estate Principles and Practices, State of MD

Certification, H&R Block Income Tax Preparation, Washington DC, MD, VA

Presidential Award for Exceptional Service and Teamwork Washington Savings Bank

Eagle Scout/ Assistant Scoutmaster, Boy Scouts of America

Member/Program Director, Knights of Columbus of Mt. St. Mary s University

Yyyyyy x. yyyyyy

7777 E. Yale Ave. B-304 | Denver, CO 8023xxx-xxx-xxxx | abc@xyz.com

March 16, 2018

Hiring Agent Name

Title

Company Name

Address

City/State/Zip Code

Dear [Hiring Agent Name],

I am currently seeking a challenging career opportunity in a (INSERT TITLE OF TARGET POSITION) capacity and am submitting my resume for your review. In advance, thank you for your time and consideration. As demonstrated in the accompanying resume, my professional qualifications include the following accomplishments:

  I bring to any service delivery role years of proven success in various managerial capacities within the banking and real estate sectors. My diverse experiences thus far have sharpened and refined my interpersonal communication and relationship building skills, as well as my ability to connect positively with clients and stakeholders at all levels.

  As a professional, I am able to excel in fast-paced, demanding work environments. I excel as both an independent contributor and contributory team member to actively contribute to operations. In any position I take on as I grow and mature professionally, I aim to achieve the utmost in both customer and organizational satisfaction.

  Over the course of my career, I have grown and expanded my levels of expertise in the following practical areas: Commercial & Residential Settlement, Customer Relationship Management, Financial Analysis, Loan Underwriting, Operations Coordination, Project Management and Regulatory Compliance, to name just a few

  Independent of my practical background, I ve also earned a Bachelor of Science in Business and Finance, my Title Insurance License across numerous states, a Notary Public credential for the State of Colorado, as well as certifications in Real Estate Principles and Practices and H&R Block Income Tax Preparation.

As an employee, you will find me to be a driven team player committed to supporting you in achieving your objectives through superior performance. I am confident that I could be a valuable asset to your organization, and look forward to interviewing with you in the near future.

Sincerely,

Yyyyyy x. yyyyyy

Enc. Resume