Senior Financial Analyst

• Detail-oriented Professional with expert level experience conducting financial analysis and maintaining quality control.
• Proven track record of maintaining regulatory compliance; well versed in ensuring adherence to internal controls and SOX controls.
• Skilled in identifying gaps / variances and devising strategic plans to ensure efficiency.
• Recognized for the ability to recognize and mitigate operational risk.

BMO Bank of Montreal , Toronto, Canada 2006-Present

Compliance and Risk Analyst

• Leverage expert level analytical abilities to ensure regulatory compliance, mitigate risk and complete tasks on-time in a deadline driven environment.
• Streamline existing processes, leading to a reduction in redundancy and significant increases in efficiency.
• Thoroughly review financial data for gaps / inefficiencies; relay pertinent information to upper level management.
• Conduct thorough research regarding industry trends; remain current on products, services and regulatory requirements.
• Strategically evaluate the effectiveness of internal controls / procedures.
• Utilize excellent communication skills to educate teams on process changes / updates.
• Responsible for completing monthly, quarterly and annual compliance checklists to ensure client servicing requirements.

BMO Bank of Montreal, Credit Card and Retail Payments Service, Toronto, Canada 1989-2006

Accounting and Operational Risk Analyst

• Gained valuable exposure to best accounting and auditing processes within a fast-paced lending company.
• Completed assigned tasks on-time in a deadline driven environment.
• Thoroughly reviewed financial data and ensured compliance with SOX controls and bank regulations.
• Associated duties included financial statement preparation, account reconciliation and general ledger creation.
• Strategically compiled vital information, generated detailed reports and relayed data to appropriate upper level management.
• Conducted in depth investigations for discrepancies / irregularities; successfully troubleshot variances.

Bachelor of Commerce in Accounting and Auditing, Maharaja Sayajirao University, Baroda, Gujarat, India

Completed extensive training on various topics including: Essentials of Risk Management at BMO Financial, Ethics and Legal Compliance Training, US Compliance Training, Key Fiduciary Duties; 2017