Results-driven, self-assured and talented Insurance Underwriter with more than 15 years of progressive insurance experience Proactive, often exceling in teams to collaboratively improve upon levels of corporate efficacy and dexterity. Possess vast knowledge base relating to insurance product offerings, as well as technological innovations in the field. Quick learner with the ability to work in a fast-paced environment while maintaining a calm demeanor. Establish and sustain strong and lasting relationships with stakeholders at all levels. Leverage people management skills to lead performance and drive staff in both individual and team environments. Acclimated to the ever-changing market environments due to adaptability and flexibility. Eager to continue a successful career as a leader and integral staff member. In pursuit of a role in a corporate home office environment based in the Xxxxxx metro that will call on experience in regulatory compliance and product management.

Regulatory Compliance | State Filings | Insurance Processes | Product Management | Due Diligence | Underwriting Analytics Pricing | Decision Making | Interpersonal Communication | Training & Development | Workflow Coordination

Strategic Planning & Analysis | Teamwork | Operations | Supervision | Organizational Skills | Problem Solving

Relationship Building | Reporting & Documentation | Microsoft Office Suite | Technology Innovation

         Observe, evaluate and introduce ISO products

         Develop and maintain Underwriting Web Manual and Guidelines to keep updated on emerging changes and trends

         Deliver strategic direction, consulting and suggestions to senior personnel to set future product improvements into motion

         Work in conjunction with the Actuarial Team in assessing underwriting results and developing corrective actions to determine business line profitability and performance

         Also liaise with the State Filings Team to effectively reply to Department of Insurance inquires as they arise

         Actively contribute to marketing functions on a nationwide, multi-class basis

         Review and introduce more efficient cancellations, non-renewal and conditional notice procedures

         Supervised a team of as maxxxxxx as eight in completing state filings, developing new products, ensuring underwriting compliance, as well as engaging in strategic planning and underwriting analysis

         Directed a team of four senior State Filing Analysts as the compaxxxxxx grew from a single-state compaxxxxxx to a 50-state writer with over $2B in premium; led the team during base filings and replies, as well as independent and specialty programs

         Devised system requirements for commercial line business projects; offered input in devising detailed specifications

         Prioritized projects to drive key commercial lines items into production; previously completed this task across personal lines

         Delivered tactical leadership and planning in the Underwriting and Actuarial Departments to create and introduce commercial line corrective actions, used to bring small commercial business back to profitability

         Called on data analytics tools to monitor pricing and assess commercial line management reports

         Performed regulatory and underwriting quality control audits to align with rating rules and underwriting authority

         Selected vendors from tenure in role include CSC, Duck Creek, Concept1, Net Rate, Rackley, Seapass, Coverall, Agency Port, Phoenix and Insurity

         Supervised multiple Market Conduct Examinations with State Regulators for both commercial and personal lines

         Was an engaged member of the Underwriting Due Diligence Team for acquisitions and targets ranging from $25M-500M

         Proved crucial while securing regulatory approvals, notifying clients and Agents, delivering strategic advice, as well as evaluating rates, regulations and documents

         Offered tactical expertise in choosing and further refining policy administration systems; collaborated with the Underwriting, Operations and Information Technology Departments to establish requirements and carefully craft test plans

         Joined with Developers to produce policy issuances systems, data warehouses and data cube technologies

         Sought to improve underwriting renewal efficiency by developing algorithms and automated rules across processes

         Led the initial preparation of catastrophe data, used in modeling and combining data from up to nine distinct systems

         Managed screening for renewal policies, used to determine levels of Underwriter evaluation vs. automatic routine processing

         Completed several due diligences and guided team during Initial Public Offering exhibits for pricing, retention and acquisitions

         Developed and filed independent rates for the compaxxxxxx s Homeowners, Dwelling and Business Owners Programs

         Efficaciously converted the compaxxxxxx from rates to loss cost to achieve a rate effect that was minimal in nature

         Completed business analyses with the President to develop and apply corrective action for Monoline Property and Liability

         Worked within the Commercial Property and Personal Lines sections

         Optimized customer satisfaction and retention by providing expert responses to inquiries and prompt solutions to issues

         Carefully reviewed documents, guidelines, rate filings, classifications, territory filings and premium verifications; also fielded all Freedom of Information requests as they occurred

Master of Business Administration, Finance, Pace University

Bachelor of Business Administration, Accounting, Baruch College

Also possess CPCU and AU Designations