Dynamic, results-oriented finance and business professional with years of progressive experience in managing all facets of financial processing, cash transactions and loan servicing functions. Exhibits a strong passion for working with numbers. Works diligently to foster and maintain lasting and mutually beneficial partnerships with diverse clients and stakeholders at all levels in order to establish and maintain credibility. Liaises effectively with colleagues at all levels, both cross-functionally as a team member, as well as in an independent contributor capacity. Positive, motivated and trustworthy with a kind demeanor; holds a solid reputation with employees, direct reports, peers and senior personnel. Seeking a role that will allow for contribution to the growth of an innovative organization s expansion and profitability. Targeting mid-level management roles rooted in accounting, finance or loan servicing industries.

Investor Accounting Reporting Bookkeeping Accounts Payable Accounts Receivable Investor Loan Sales Transfers

Purchasing Reconciling and Balancing Investor Custodial Duties DDA Accounts Financial Transactions Payment Processing

Balancing Processes File Maintenance Processing General Ledger Quarterly Reporting & Certification Cash Advances

EBT (Electronic Benefit Transfers) Settlement Balancing and Reconciliations Loan Servicing Consumer Lending Real Estate Secured Demand Processing Workflow Development Mergers & Acquisitions Strategic Planning & Analysis Active Listening

Teamwork Critical Thinking Organizational Skills Collaborative Problem Solving Time Management Process Improvements

Interpersonal Communication Relationship Building PC Proficiency Microsoft Word, Excel and Outlook

Union Bank, San Diego, CA

VP, Manager Financial Processing Department, 1994-2013

         Supervised five departmental units, including two direct reports and 18 total staff members; led all business function related to each supervised unit

         Worked diligently to ensure regulatory compliance with all applicable policies, investor requirements, state/federal laws; also guaranteed adherence to all internal processes, procedures and service levels

         Served as a key innovator in developing workflows that maximized timeliness, efficacy and productivity levels using available resources while simultaneously maintaining risks and controls

         Completed investor accounting and reporting duties, including loans serviced by others, reporting and remittance reconciliation, validation and balancing, along with Custodial DDA account reconciliations

         Processed payment and payoff transactions, line of credit advances and returns, along with monetary and non-monetary file maintenance measures

         Fulfilled research duties for all mortgage, consumer and small business loans

         Handled daily, monthly and quarterly General Ledger (GL) balancing and reporting for over 200 GLs

         Took on asset, WIP and system balancing responsibilities, as well as proper processing of cash settlement accounts, cash advances and electronic benefit transfers (EBT) for more than 400 branch locations

         Serviced a total portfolio that averaged 100K loans totaling $27B in unpaid principal balances; catered to approximately 12 investors and 24 Master Servicers/Outside Servicers

ITT Residential Capital Corporation, San Diego, CA

Senior Vice President, Investor Accounting Division Manager, 1992-1993

Vice President/Manager, Corporate Accounting, 1989-1990

Associate Vice President, Manager, Outside Servicing Department, 1982-1985

Customer Relations Officer, 1980-1982

         Assuredly managed a staff of six managers and 21 staff members in leading operational performance for the Investor Accounting department; included the reconciliation of all custodial bank accounts

         Comprehensively supervised the production of FHLMC, FNMA, GNMA, Private Pools, Private Investors and Investor Bank reconciliations; aimed to ensure exact and well-timed reporting to investors

Senior Vice President, Investor Accounting Division Manager, Continued

         Serviced a portfolio that totaled 200K loans including $13B in unpaid principal balances as of July 1993

o   Oversaw a sizable investor portfolio comprised of 4K GNMA pools, 700 FNMA pools and 110 Private Pools that included Residential Funding Corporation, Bear Stearns, Ryland Mortgage, Lehman Brothers, Kidder Peabody, Sears Mortgage, etc.

o   Also guided operations for 40 FHLMC, 40 FNMA and 230 private investor accounts

Master Bank Line Trust, San Diego, CA

Disbursement Control Manager, 1975-1978

         Led a trust formed by 15 major banks, with Union Bank as its primary Agent, to rid the trust of $45M in real estate properties in order to obtain a return on the Bank's capital

         Guided, coached and supervised all cash disbursements and progressive payments in alignment with contracts

         Skillfully prepared cost projections for projects under construction, along with individual project sales and status reports for review by participating banks

U.S. Financial, San Diego, CA

Disbursement Control Administrator, 1973-1975

         Dispensed construction loans and completed duties such as cost accounting, project reports/analysis, Accounts Payable/Receivable efforts, and billing duties as needed

         Disbursed over $20M over the course of 40 real estate projects; did so successfully with minimal to no assistance from management personnel

Completed Courses, San Diego College of Business, San Diego, CA

Areas of Focus included Accounting, Business, Business Law, English, Shorthand and Typing