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Jorge L. Gandiaga, mba

xxx-xxx-xxxx (C) Xxxxxx, XXXXXX xxxxxx

xxx-xxx-xxxx (H)


Accounting / Bookkeeping



  Post Graduate Degree in Accounting; transcripts currently under evaluation for CPA exam eligibility

  Solid knowledge of accounting practices, principles, systems, and standards; practical experience in account/General Ledger postings, payroll, fiscal/payroll/credit analysis, bookkeeping, auditing, and financial reporting

  Extensive supporting background in financial services sector, with expertise in complex financial data research and evaluation, risk management and financing/lending processes

  Critical thinker and decisive decision maker with passion for working with numbers; sharp analytical and problem solving skills, detail oriented and quality focused

  Excel in prioritizing, coordinating and managing projects/workflow to maximize productivity and efficiency, meet critical deadlines and achieve aggressive performance goals; adept in defining inefficiencies and developing and delivering process improvements

  Strong communication and interpersonal relation skills instrumental to productively interfacing with all business stakeholders; bi-lingual English and Spanish

  Proficient in all MS applications and able to rapidly learn new technologies


Professional Background

Loan Processor, Approved Funding-River Edge, XXXXXX 2016-2017

  Effectively interviewed and conducted appraisals of potential borrowers; performed intensive background research to evaluate credit standings, verified complex client and financial information and reviewed documents for completeness and accuracy

  Actively interfaced with loan officers and investors and advised on status and outstanding issues in support of loan/mortgage processing


Credit Analyst/Post Closer, Nationwide Equities Corp.-Mahwah, XXXXXX 2015-2016

  Ensured critical compliance with investor performance guidelines by conducting thorough documentation reviews; additionally performed complex post-closure audits, ensuring alignment with company guidelines

  Efficiently evaluated credit history, appraisals, financials, and titles for credit underwriting; promptly responded to all investor requests for titles and mortgages

  Took initiative to recommend implementation of Skype for Business to boost business performance


Analyst, Hudson County Family Services-Jersey City, XXXXXX 2012-2015

Fiscal Analyst

  Contributed solid knowledge of accounting practices toward posting monthly debits and credits to main accounts, sub accounts and General Ledger

  Optimized risk management by developing effective procedures for monitoring risk mitigation plans and emerging risks as well as conducting periodic reviews of risk management processes in support of continuous improvements

  Researched client financial background and incoming cash flow for Medicaid approval

Payroll Analyst

  Expertly adjudicated weekly payroll for Federal grants as well as processed monthly payroll and reconciled accounts

  Proficiently compiled and produced quality periodic financial, statistical and operational reports


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Supervisor, Automotive Testing and Design Service-Ridgefield Park, XXXXXX 2008-2011

  Concurrent with pursuing/earning Post Graduate Degree in Accounting, maintained ongoing employment, demonstrating commitment to goals along with talent for effectively balancing priorities

  Effectively managed all driving schedules as well as thoroughly reviewed and validated driving data for quality assurance


Senior Loan Underwriter/Processor, American Home Mortgage-New York, NY 2004-2005

         Entrusted with approving and underwriting loans valued at up to $650K

         Efficiently analyzed quality of loans for wholesale brokers and clients as well as comprehensively reviewed documentation for compliance with investor performance guidelines




Post Graduate Degree in Accounting, Fairleigh Dickinson University-Teaneck, XXXXXX

MBA, Pfeiffer University-Charlotte, NC

B.S., Business Management, Fairleigh Dickinson University-Teaneck, XXXXXX


Community Leadership/ Affiliations


Member-Board of Directors, Children's Dyslexia School of Tenafly

Free and Accepted Mason

Member, Scottish Rite of Northern Xxxxxx

Volunteer, Local Church




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