• Dynamic Executive who offers a background in Global Financial Services Operations, Strategic Analysis / Planning, Global Payment Processes, Risk Management, Regulatory Compliance, Product Development, Sales / Marketing, Competitive Positioning, Pricing, Communications, and Client / Business Relations, and exhibits an ability to see the big picture within evolving financial markets.
• Top Performer who boasts above-average career results, and can make sound decisions to reflect positively on operations in alignment with a company s vision, value, and goals to achieve a significant competitive advantage, and has been recognized with Honorable Mention for CIO of the Year during Information Week and received first annual A.R. Zipf Award from WesPay.
• Excellent Communicator who builds and sustains synergistic relationships with global C-level executives, financial professionals, business / operational teams, and clients to boost the bottom line.

Merchant Services Strategic Business Unit Executive ￨ Global Transaction Banking

  Capitalize on the opportunity to direct forward-thinking Merchant Solutions products globally, including leading all strategy and direction for a dynamic product line consisting of RDC, ACH, BACS, EIPP, and Credit / Debit Cards, as well as actively moving UK revenue models to SAAS.

  Integrated EIPP solutions with payment capabilities, selling DHL Worldwide as first global client.

  Successfully expanded Remote Deposit Capture Solutions into the UK selling Barclay s as the first global customer, and assisted in the assimilation of Merchant Services SBU into D&H.

Executive Vice President Merchant Services ￨ North American Operations

  Strategically steered planning and development processes for North American license and service bureau products, including cash management, wire transfer, internet payments, remote deposit capture, and ACH, as well as data center infrastructure and support for three primary and two backup sites.

  Directed internet payments, remote deposit capture, and credit / debit lines of business and profit / loss, including leading operations to generate $30+ million in annual sales and 12 months of EBITDA.

  Consolidated six data centers into three within only 12 months and reduced overall costs.

  Reduced $3+ million in expenses in first 12 months via integration of Bankserv and FundTech.

  Created a significant value for FundTech shareholders in a three-year period, including achieving sales to D&H for $1.25+ billion USD in 2015 resulting in equity gains of over 300%.

Senior Vice President

  Led results-generating, multi-company product rationalization while improving core service offerings.

  Managed Payment Solutions Division encompassing sales, marketing, development, QA, and products, as well as handling division s profit / loss tasks generating $12 million EBITDA annually.

  Drove business growth by promoting quality customer support and operations in a PSD Division.

  Directed compliance and risk management to ensure regulatory compliance and optimize controls.

  Expertly assimilated efforts to combine NetDeposit and BankServ.

  Realized operational savings of $10+ million within only the first year.

  Developed a top-performing team from both organizations while improving execution.

  Served on an executive team that sold Bankserv after 12 months to create $100+ million in value.

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Executive Vice President eBusiness Solutions ￨ CEO NetDeposit (2001 2010)

  Maximized bottom-line results by developing, planning, and managing business strategies, products, and performance for NetDeposit financial services, merchant services, and healthcare divisions, as well as leading marketing, company positioning, and strategy for each critical venture.

  Directed all intellectual property development, oversight, and management of external payment products, and further led all strategy and risk management across payment products in company.

  Managed highly scalable secure application using key technology (e.g. Oracle, WebLogic, and Java).

  Served as member of an executive team reporting to CFO of the parent company, including aligning divisions with business goals and providing alternatives, options, and solutions to business needs.

  Recognized as the Model Bank by Celent for remote deposit capture.

  Led development and growth of multiple treasury product start-up companies.

  Designed new products to drive revenue and expense savings for banking industry.

  Developed innovative concepts and processes for NetDeposit check collection system.

  Turned new technology and legal concepts into products and services sold in the industry.

  Assisted Zions Bancorporation in adding a material number of new commercial relationships.

Executive Vice President ￨ CIO ￨ Vice Chairman Zions Management Services Corporation (1993 2001)

  Spearheaded results-focused Technology and Operations initiatives, including driving engineering development, distributed technology and support, data center operations, credit card operations, IT architecture, call centers, information security, item processing, and purchasing to boost key success.

  Managed a $50+ million budget with 600+ staff, and led online banking product and development teams.

  Coordinated and managed technology integration for 25+ bank acquisitions exceeding $13-billion assets, including achieving a Fortune ranking as the highest performing bank investment in 10 years.

  Substantially improved customer service by reducing wait times and abandon rates.

  Reduced operational losses and improved the customer experience via a new risk concept.

  Consolidated and outsourced five purchasing sites to save in excess of $3.5 million annually.

  Recognized as one of the nation s first banks to use the Internet for transactional capabilities.

  Consolidated nine item processing centers into two major centers to save $15 million in savings.

  Consolidated five call centers into one major center while upgrading technology to provide skill-based routing, ACD reporting, process improvements, and scripting for call center staff.

Senior Vice President ￨ General Manager Information Technology (1989 1993)

  Played a vital role in cost-effectively leading IT execution and delivery, including managing high-volume communications, IT operations, distributed technology, development, and QA departments.

  Built vendor relations to drive savings in maintenance pricing and costs for hardware and software.

  Applied strong leadership talents toward managing a $20-million budget and 100 personnel.

  Continuously improved IT productivity by investing in technology to reduce ongoing expenses.

Chairman, WesPay ￨ Board of Directors and Vice Chairman, NACHA

Patent Holder, Five Patents Check Imaging ￨ Remote Deposit Capture

Representative, U.S. Banking Industry U.S. Senate Hearings (Check 21)

Former Member, Federal Reserve Committee Drafting Check Truncation Act (Check 21)

Representative, Xxxxxx Bankers Association Drafting World s First Digital Signature Law

Representative, American Bankers Association U.S. Senate Hearings on Federal eSign Law