• Detail-oriented, analytical Professional possessing extensive experience in commercial underwriting, risk analysis and auditing.
• Recognized for the ability to maintain utmost confidentiality while handling sensitive client information.
• In-depth understanding of legal issues, regulatory compliance and ethics.
• Demonstrated ability to perform assigned tasks on-time in deadline driven environments.

Tech Data 2017

Credit / Risk Analyst

• Demonstrated a strong attention to detail while closely analyzing financial statements, performing due diligence and maintaining accurate financial records.
• Analyzed / compiled information from balance sheets, income statements and statements of cash flow to successfully prepare credit reviews; utilized findings to determine loan eligibility.
• Thoroughly outlined recommendation of credit limit and structure while defining clear understanding of UCC revised article 9 and secured lending documentation.
• Exemplified excellent communication abilities while relaying pertinent information to customers and upper level management.
• Successfully managed portfolio of credit account credit limits while maintaining ATS credit manual guidelines.

PayPal Enhanced 2012-2017

Due Diligence Analyst (2016-2017)

• Thoroughly reviewed day to day operations to mitigate risk, maintain regulatory / legal compliance and minimize fraudulent activity.
• Used strong organizational skills to perform due diligence reviews; closely assessed profile data and resolved issues.
• Maintained quality control throughout record management and report generation processes.

Commercial Underwriting Credit Analyst (2012-2016)

• Fulfilled key underwriting role responsible for analyzing financial statements, business credit and business models to determine / mitigate risk.
• Conducted in-depth research on companies to verify accountability.
• Strategically maintained compliance, due diligence and anti-money laundering.
• Leveraged strong communication skills to promptly resolve inquiries.
• Successfully facilitated various aspects of Customer Leadership Effectiveness Program (CLEP).

Insight Enterprises 2002-2012

Financial Incentives Execution Analyst (2012)

• Strategically compiled data and generated detailed reports; relayed pertinent information to internal and external clients.
• Demonstrated a strong attention to detail while reviewing data, identifying discrepancies and implementing resolutions.
• Associated duties included journal entry creation, financial reporting, reconciliation and capturing receivables.

American Express Accounting Clerk (2010-2012)

• Demonstrated strong accounting skills while filing taxes nationwide, creating journal entries, processing bank deposits and managing account reconciliation.
• Responsible for overseeing various accounts payable processes, including invoice management.

Financial Clerk (2009-2010)

• Gained valuable exposure to complex finance concepts in a fast-paced environment.
• Contributed to underwriting processes by conducting in-depth data reviews and forwarding cases to Accounting Clerks.

Previous Role: Specialized Travel Counselor (2002-2009)

Master of Science in Accounting, Liberty University; 2014

Bachelor of Science in Accounting, University of Phoenix; 2008

Six Sigma Green Belt