Dedicated and accomplished Strategic Operations Leader with a solid track record of achieving exceptional levels of efficiency and productivity along with a demonstrated background in handling complex financial operations within a variety of banking environments. Possess high-level communication and analytical skills with a commitment to superior client service levels. Offer solid leadership abilities with experience in performing detailed financial analysis, underwriting large-scale loans, and coaching clients through the lending/financing process.

Operations Management Staff Management/Training Loan Underwriting/Analysis

Commercial Credit Products Strategy Development Industry Trend Research & Analysis

Lending Documentation Auditing Financial Report Generation Team Coaching/Mentoring

  Direct day to day underwriting and portfolio management logistics within a fast-paced environment with a focus on increasing productivity and operational efficiency

  Supervise cross-functional teams consisting of Underwriters and Portfolio Managers, provide individualized coaching and guidance, and maintain positive rapport with key stakeholders within the organization

  Review new loans and renewals to ensure that underwriting terms are followed in addition to holding a leadership position in regard to risk management programs/activities

  Acted as a key member of a multi-billion-dollar credit portfolio which required building key relationships with internal teams along with providing training to new team members

  Facilitated both client and prospect meetings, identified customer needs, amade appropriate product/solution recommendations, and overcame customer objections

  Analyzed detailed financial analysis to determine the credit worthiness of transactions in addition to monitoring daily portfolio activities

  Managed the financial logistics related to a group of franchised restaurant operations which centered on restaurant acquisition, expansion financing, and derivative products

  Analyzed detailed financial metrics an industry specific trends, identified the creditworthiness of potential clients, and designed financial models (cash flow, debt and interest, etc )

  Created factual summaries and opinions outlining a client s creditworthiness, worked effectively with executive team members, and led the document auditing process

  Analyzed and reviewed new credit requests and client renewals which included reviewing commercial client operations and industry/financial trends

  Completed the normalization and spread of historical and projected financial statements along with reviewing operational and leverage rations using Moody s software

  Generated risk rating scorecards for each client which assigned a probability of default and/or adverse reactions based on credit history

  Directed analytical functions within a banking environment with a concentration on reviewing large loans for both boat and RV Brokers

  Performed cash flow analysis on all loans of over $250K, reviewed tax documentation, reviewed client applications, and created detailed spreadsheets highlighting the productivity and display cycle times

Masters of Accounting and Financial Management

Keller Graduate School of Management

Bachelor of Business Administration in Finance

Georgia State University, Atlanta, GA

Current Series 79 and Series 63 Licensure