Dynamic Results-Focused Professional Committed to Optimizing Underwriting Initiatives within a Growth-Driven Remote Role

High-Volume Underwriting ￨ Conventional Loans ￨ FHA Loans

Utah Housing Loans ￨ TSAHC Loans ￨ 203(k) Loans (Full / Streamlined)

Client Relationship Management ￨ Process Optimization ￨ Encompass ￨ Datatrac

Highly Accomplished Underwriter who contributes 30+ years of proven expertise in consistently outperforming peers within the competitive nationwide lending industry. Ambitious Self-Starter who offers solutions-centric critical thinking for insightful, change-oriented results to align with a company s vision and a client s goals. Out-of-the-Box Thinker who rises above challenges to attain winning outcomes, including quickly adapting to evolving scenarios. Excellent Communicator who builds key relationships with decision-makers, and leads peers by example and with ethics and integrity.

Core Competencies Include:

  Consistently underwriting a high volume of loans with a very low rate of errors.

  Continually identifying strengths and weaknesses to boost bottom-line performance.

  Utilizing best practices in alignment with regulatory guidelines and company objectives.

  Attaining status as the only underwriter in a group of 5 allowed to underwrite 203(k) loans.

  Successfully averaging 5 loans per day with loan amounts varying from $50,000 to $600,000+.

  Routinely working after hours and on weekends to achieve the best results among office peers.

  Exhibiting recognition as a quick study and top producer who rapidly picks up new concepts.

  Providing hands-on leadership support always willing to go the extra mile to surpass the status quo.

Synergy One Lending, San Diego, CA

(2016 Present)

Senior Underwriter

Utilize broad scope of industry knowledge toward expertly underwriting Conventional, FHA, Utah Housing, and TSAHC loans. Continually collaborate with processors to ensure seamless loan processing, including promptly resolving key errors.

CMG Financial, Lake Oswego, OR

(2016)

Senior Underwriter

Led efficient processing of wholesale loans, including proactively working with clients and educating them to understand comprehensive industry-centric guidelines. Built profitable relationships to drive success within a competitive lending market.

Plaza Home Mortgage, San Diego, CA

(2012 2016)

Underwriter

Played a vital role in underwriting wholesale and 203(k) loans while underwriting a correspondent channel to actively exceed lending goals. Effectively resolved issues by remediating critical errors to assist clients in selling larger-value loans.

Republic Home Mortgage, Murray, UT

(2008 2012)

Senior Underwriter

Capitalized on the opportunity to lead forward-thinking underwriting of retail loans, including consistently excelling within a rigorous time-sensitive environment by completing continually high-volume underwriting initiatives with low error rates.

Underwriter Utah Financial, Murray, UT 2008

Underwriter First Franklin, Holladay, UT 2006 2007

Underwriter Stearns Lending, Santa Ana, CA 2005 2006

Underwriting Manager Nations Lending, Irvine, CA 2002 2005