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Sandra Fee

1023 Hidden Valley Rd. Xxxxxx, XXXXXX xxxxxx

Professional Overview


  More than 30 years of valuable, hands-on experience consistently exceeding performance goals.

  Promoted to positions of greater responsibility for taking on additional responsibility and leading by example.

  Impecxxxxxxble judgment and stellar attention to detail skills in order to achieve job goals.

  Excellent listening, verbal communixxxxxxtion and interpersonal skills to build relationships with key stakeholders.

  Adaptable, versatile and flexible to prioritize effectively and proactively resolve problems.

  Solid time management, attention to detail and organizational skills to work on deadline, prioritizing tasks.


Areas of Expertise


  Outstanding knowledge of all underwriting and disclosure requirements and real estate lending laws.

  Exceptional understanding of mortgage originations and underwriting practices, with an ability to apply multiple and varied sets of lender guidelines.

  Strong background completing a thorough analysis of mortgage loan files for creditworthiness and layered risks.

  Unique ability to analyze applixxxxxxtion, asset, credit, income, title and insurance documents.

  Proven track record of identifying red flags and fraud.

  Experience hiring, training and managing sales teams, including across many counties of the states of Xxxxxx, Oregon, Washington, Utah, Nevada and Arizona.

  Proficient with Microsoft Windows; Xxxxxxlyx Point; 10-key by touch; and underwriting applixxxxxxtions such as DU, LP and AU Systems.


Eduxxxxxxtion and Training


Completed on-going licensing and certifixxxxxxtion requirements, Xxxxxxbrillo College Aptos, XXXXXX


Completed coursework on the latest TRID disclosure laws and regulations.


Completed coursework on the latest underwriting laws impacting FNMA, FHLMC, FHA, VA, USDA and conventional jumbo loans, including title issues and appraisal review.


Past Employers


Pro 30 Funding

Titles Held: Wholesale Correspondent Mortgage Lender


Sandra Fee

1023 Hidden Valley Rd. Xxxxxx, XXXXXX xxxxxx

Past Employers (continued)


Xxxxxxmeron Financial

Titles Held: Regional Sales Director, Wholesale Correspondent Mortgage Lender, Sales Manager


First Bank

Titles Held: Wholesale Correspondent Mortgage Lender and Account Executive


HCL Financial and Life Bank

Titles Held: Direct Wholesale Mortgage Lender and Account Executive


SCS Mortgage

Titles Held: Wholesale Correspondent Mortgage Lender and Account Executive


Oakridge Financial

Titles Held: Wholesale Correspondent Mortgage Lender and Account Executive


Xxxxxxl Fed Mortgage

Titles Held: Retail/Wholesale Correspondent Mortgage Lender, Underwriter and Account Executive


Bankers Mortgage

Titles Held: Direct Lender, Correspondent Lender, Office Manager and Underwriter


Dumbarton Mortgage

Titles Held: Correspondent Lender


Lomas and Nettleton

Titles Held: Receptionist, Processor, Doc Drawer, Closer, Funder and Underwriter

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