Fraud Examiner ~ Compliance Auditor

  Certified Fraud Examiner since 2011 with key qualifications including

• Numerous years of experience and career progression in fraud examination, risk management and compliance analysis/auditing, with specialization in financial services sector
• Ongoing 20 hours of annual continuing education units; 2012-present
• Member, Association of Certified Fraud Examiners; active
• Member, International Association of Financial Crimes Investigators; active

  Track record of success in steering full-scope fraud risk management operations, delivering comprehensive fraud reports on major projects, building and leading productive teams, and developing and implementing strategies and processes to optimize results

  Proficient in steering complex audits and thorough investigations; strong analytical skills, with sharp attention to detail and quality

  Well-versed in industry/Federal standards compliance

  Dynamic communication, consultation, negotiation, and relationship management skills

  Excel in planning, coordinating and managing projects/workflow to maximize productivity, efficiency and use of time and resources in achieving critical timelines and performance goals

  Motivating, hands-on manager equally effective in independent and collaborative roles

Compliance Analyst, Skopos Financial-Irving, TX 2012-2016

  Recruited as Funding Manager, promoting to Dealer Control Manager in 2015 and culminating in Compliance/Quality Assurance Analyst role, 2015-2016; collaborated in establishing start-up company, including creating and implementing effective workflow processes

  Expertly wrote test scripts and facilitated audit testing focused on compliance and quality assurance; clearly defined, developed and executed targeted strategies for maximizing performance

  In earlier Dealer Control Manager position closely monitored for fraudulent activity, steered internal audits and presented optimal solutions and recommendations for compliance and fraud mitigation

  Efficiently conducted down payment, missing equipment and proof of income audits as well as unwound contracts, performed collateral substitutions and collected for missing equipment

  As Funding Manager, successfully led funding team in reviewing applications and verifying employment, residence and insurance data as well as conducting customer interviews

Fraud Risk Manager, Santander Consumer USA-Dallas, TX 2000-2012

  Progressed through positions of Insurance Manager and Funding Manager to specialize as Fraud Risk Manager, assuming accountability building and directing team of 15 Fraud Analysts

  Spearheaded red flag testing vital to ensuring Federal compliance and diligently monitored dealer base to identify, mitigate and control fraud risks

  Actively participated in investigative activities, from collecting information supporting bank and retail fraud investigations through finalizing audits; collaborated with senior management in developing comprehensive, efficient log of all ongoing investigations

  Conducted down payment, missing equipment and proof of income audits; proficiently managed contracts, collateral substitutions and missing equipment collections

  Launched industry career monitoring auto portfolio and contacting customers to ensure full-coverage insurance; rapidly promoted to manage funding team across full-scope areas of operation

VP of Operations, WP Enterprises 1992-2000

   Managed 6 golf shops along with wholesale mail order business, including eCommerce Division; spanned sales and customer service through procurement, inventory control and financial

Certified Fraud Examiner, Association of Certified Fraud Examiners; 2011

Undergraduate Studies, Tarleton State University-Stephenville, TX; 1990-1992

Undergraduate Studies, Sam Houston State University-Huntsville, TX; 1988-1990