Key Contributor & Effective Leader supporting mortgage loan underwriting functions in fast-paced and high-stress environments within a variety of industries. Experienced in designing and implementing strategic plans, overseeing the mortgage lending process, identifying process improvement strategies, and fostering positive relationships with internal/external stakeholders. Equipped with a significant ability to leverage skills in project management and to introduce new tools for cost savings and efficiency improvements.

Mortgage Loan Underwriting General Final Loan Documents Staff Management Financial Document Review

Mortgage Servicing Administrative Support Project Management Relationship Management

Operational Process Improvement Mortgage Regulations Attention to Detail LP & DA AUS

  Demonstrated background in overseeing all aspects of mortgage lending programs with experience in underwriting and generating lending documents along with handling loan funding

  Worked closely with a Sr. Underwriter which included reviewing refinance and purchase transactions and assisting with lending purchases over a set signing authority

  Successfully processed and assisted in the underwriting of approximately 40 loans and any given time which included FHA, full-doc, conforming, and non-conforming loans

  Completed Training Includes: Underwriting Appraisals; Detecting Fraud on W2s, Paystubs, Tax Returns, and Bank Statements; FHA Underwriting, Loan Pricing, and FHA, VA, and Conventional Loan Processing

  Directed day to day administrative operations within a fast-paced environment with a focus on increasing productivity and efficiency levels

  Obtained and reviewed financial documentation which was used to make appropriate lending decisions, cleared loans prior to closing, and verified that clients met regulatory lending requirements

  Utilized superior analytical abilities to analyze complex financial data such as credit reports, identified potential fraud, and reviewed applications for missing information

  Supported administrative logistics within the organization which included reviewing lending documentation and assisting customers with loan related inquiries

  Maintained positive relationships with both internal and external stakeholders, diffused escalated customer service situations, and assisted with special projects

Additional Experience Includes: Loan Specialist II, Countrywide Home Loans (2009-2011), Underwriter Associate II, Countrywide Home Loans (2004-2008), and Mortgage Loan Specialist, National City Mortgage (2002-2004)